Headroom
Safe to spend right now
Headroom is a subscription web app for households with accounts at more than one bank. It nets what's in your accounts against everything already committed in the next 30 days — and shows the one number that's actually yours to spend.
See your numberYour first number is free. Then €6.99/month or €59/year.
Your balance isn't the answer.
Part of what's in your accounts is already spoken for — rent, insurance, the card bill that lands on Friday. Headroom does the subtraction across every account you connect, so you don't have to.
One number, all your banks.
A single bank's app can only see its own ledger. Headroom nets your balances and commitments across every account you connect — that's the whole point.
Built to know almost nothing.
- We never see your card number.
- Your transactions aren't stored — we read them, do the math, and forget them.
- Regulated access via [licensed provider].
- Remove our access anytime, instantly.